====== Monkeynomics 101: Investing ====== ### This is the entire 2015 **Monkeynomics 101 Investing Series** by [[user:tfmonkey|Turd Flinging Monkey]] pertaining to investments in a single video! Some things were cut (like the intros between videos) in order to make it all fit within 2 hours and 10 minutes. ### **Every video is linked to one __single__ unique video on Odysee, but every topic has a different timestamp in the embedded syntax. In some cases this does not work properly due to Odysee not being able to handle the timestamp formatting correctly. We are looking into it, but if the videos fail to play at their proper timestamp, please just skip to the given time code.** ===== Becoming the 1% ===== Time code : 00:00:05 \\ ;#; {{odysee>Monkeynomics-101--Complete-Investments-Series/a46f7f2c6858412622c10fb1f0631db010223b82?t=5&r=6xPX7PWnY3ZY6QpEbD9468gxJXAtn3bQ|Becoming the 1%}} ;#; \\ Becoming the 1%, Time Value of Money (TVM), and the Rule of 72 US Global Investors: What Does It Take to Be in the Top 1 Percent? Not As Much As You Think ... [[http://www.usfunds.com/investor-library/frank-talk/what-does-it-take-to-be-in-the-top-1-percent-not-as-much-as-you-think/#.VRSm7_nF9Mh]] Financial Samurai: Who Are The Top 1% Income Earners? [[http://www.financialsamurai.com/who-are-the-top-1-income-earners/]] U.S. Median Income [[http://www.mybudget360.com/how-much-do-americans-earn-what-is-the-average-us-income/]] Average Single Person Living Expenses [[http://classroom.synonym.com/average-living-expenses-single-person-13250.html]] Tax Calculator [[http://www.tax-rates.org/income-tax-calculator/]] Bloomberg Retirement Calculator [[http://www.bloomberg.com/personal-finance/calculators/retirement/]] \\ ===== Debt Management and Bankruptcy ===== Time code : 00:09:46 \\ ;#; {{odysee>Monkeynomics-101--Complete-Investments-Series/a46f7f2c6858412622c10fb1f0631db010223b82?t=575&r=6xPX7PWnY3ZY6QpEbD9468gxJXAtn3bQ|Debt Management and Bankruptcy}} ;#; \\ ANDEX Chart (Morningstar) [[http://www.assante.com/advisors/pmoore/documents/AndexWallCANENG.pdf]] Average American Debts [[http://money.usnews.com/money/blogs/my-money/2014/07/01/5-things-keeping-americans-from-financial-freedom]] [[http://www.nerdwallet.com/blog/credit-card-data/average-credit-card-debt-household/]] Student Loans: $32,264 APR 5% [[https://studentaid.ed.gov/types/loans/interest-rates]] Credit Card Debt: $15,611 APR 14.9% [[http://www.lowcards.com/dummies-guide-to-credit/credit-card-usage]] Auto Loan Debt $27,000 APR 4.31% [[http://www.bankrate.com/finance/auto/rate-roundup.aspx]] Mortgage Debt: $155,192 APR 3.8% [[http://www.bankrate.com/finance/mortgages/current-interest-rates.aspx]] Average 401K Balance $101,650 [[https://blog.personalcapital.com/retirement-planning/average-401k-balance-age/]] Dave Ramsey [[http://www.daveramsey.com/home/]] Terrance Popp: “Deadbeat Dad Dilemma” [[https://www.youtube.com/watch?v=XTHTsemlHEk]] Bankruptcy: Chapter 7 and Chapter 13 [[http://www.nolo.com/legal-encyclopedia/chapter-7-13-bankruptcy-limits-benefits-30025.html]] Chapter 13 Bankruptcy FAQ: [[http://www.suttonlawdenverwest.com/resources/chapter13common.html]] //Song: “William Tell Overture” by Rossini. Courtesy of the YouTube Audio Library.// \\ ===== Career Planning, College, and Capital Budgeting ===== Time code : 00:23:08 \\ ;#; {{odysee>Monkeynomics-101--Complete-Investments-Series/a46f7f2c6858412622c10fb1f0631db010223b82?t=1388&r=6xPX7PWnY3ZY6QpEbD9468gxJXAtn3bQ|Career Planning, College, and Capital Budgeting}} ;#; \\ Free IT certification prep-materials at [[http://www.cybrary.it/]] Thanks to MGTOW Bachelor for the link. Free Online Courses with Certificates: [[http://alison.com/]] Where Did You Go to College? Employers Don't Care [[http://www.businessnewsdaily.com/5997-ivy-league-degrees-less-valuable-in-job-search.html]] Online Schools and Colleges: California [[http://www.accreditedschoolsonline.org/california/]] Business Insider: Duke Grad Student Secretly Lived In a Van To Escape Loan Debt [[http://www.businessinsider.com/ken-ilgunas-lived-in-his-van-to-pay-for-college-2013-6?op=1]] The 15 Most Profitable Industries [[https://www.sageworks.com/datareleases.aspx?article=245&title=The-15-most-profitable-industries&date=August-6-2014?utm_source=forbes&utm_medium=link&utm_campaign=04132013]] Capital Budget Calculator [[http://www.ultimatecalculators.com/quick_capital_budget_calculator.html]] \\ ===== Retirement Planning ===== Time code : 00:39:11 \\ ;#; {{odysee>Monkeynomics-101--Complete-Investments-Series/a46f7f2c6858412622c10fb1f0631db010223b82?t=2350&r=6xPX7PWnY3ZY6QpEbD9468gxJXAtn3bQ|Retirement Planning}} ;#; \\ IRS: Retirement Plans [[http://www.irs.gov/Retirement-Plans/Plan-Sponsor/Types-of-Retirement-Plans-1]] Forbes: Want To Be A Millionaire In Retirement? Start Saving 10% Of Your Salary In Your 20s. [[http://www.forbes.com/sites/jennifereum/2014/10/30/want-to-be-a-millionaire-in-retirement-start-saving-10-of-your-salary-in-your-20s/]] IS SOCIAL SECURITY WELFARE? [[http://fff.org/explore-freedom/article/is-social-security-welfare/]] Treasury.gov: Intergovernmental Debt (Social Security Trust Fund) [[https://www.treasurydirect.gov/govt/charts/principal/principal_govpub.htm]] 401K VS IRA [[http://www.fool.com/retirement/iras/2014/10/22/ira-vs-401k-which-is-better-for-you.aspx]] Investment Only Variable Annuities (IOVA) [[http://www.annuityfyi.com/variable-annuities/recent-variable-annuity-innovations-provide-growth-safety/]] \\ ===== Asset Diversification ===== Time code : 00:53:32 \\ ;#; {{odysee>Monkeynomics-101--Complete-Investments-Series/a46f7f2c6858412622c10fb1f0631db010223b82?t=3210&r=6xPX7PWnY3ZY6QpEbD9468gxJXAtn3bQ|Asset Diversification}} ;#; \\ \\ ===== Market Cycles, Emotional Investing, and Risk Tolerance ===== Time code : 01:15:53 \\ ;#; {{odysee>Monkeynomics-101--Complete-Investments-Series/a46f7f2c6858412622c10fb1f0631db010223b82?t=4543&r=6xPX7PWnY3ZY6QpEbD9468gxJXAtn3bQ|Market Cycles, Emotional Investing, and Risk Tolerance}} ;#; \\ Warren Buffett Story Source [[http://www.cheatsheet.com/personal-finance/warren-buffetts-15-most-memorable-quotes.html/?a=viewall]] \\ ===== Getting Started with Investing ===== Time code : 01:26:39 \\ ;#; {{odysee>Monkeynomics-101--Complete-Investments-Series/a46f7f2c6858412622c10fb1f0631db010223b82?t=5198&r=6xPX7PWnY3ZY6QpEbD9468gxJXAtn3bQ|Getting Started with Investing}} ;#; \\ \\ ===== Constructing a Portfolio ===== Time code : 01:40:21 \\ ;#; {{odysee>Monkeynomics-101--Complete-Investments-Series/a46f7f2c6858412622c10fb1f0631db010223b82?t=6022&r=6xPX7PWnY3ZY6QpEbD9468gxJXAtn3bQ|Constructing a Portfolio}} ;#; \\ Wall Street Journal: The Average Stock Price Is Expensive; Get Used to It [[http://blogs.wsj.com/moneybeat/2013/06/04/the-average-stock-price-is-expensive-get-used-to-it/]] Investopedia: Beta [[http://www.investopedia.com/terms/b/beta.asp]] Google Finance: S&P500 Index [[https://www.google.com/finance?q=INDEXSP%3A.I]] \\